It is a common belief that if you have a road traffic accident with an uninsured driver and it wasn’t your fault, there isn’t anything that can be done. This is not the case.
If you have at least third party motor insurance cover, you may still be able to make a no win no fee claim for compensation.
What to do if you are in an accident with an uninsured motorist?
Firstly report the incident to the police. Following this you will need to establish contact with the Motor Insurers’ Bureau (‘MIB’) (an independent organisation funded by the insurance industry).
Unfortunately this can be quite a complex process and it is adviseable to use a law firm, like us, that specialises in making claims to the MIB.
The MIB will investigate the accident and if the driver is traced and it is proved that you were not at fault, the MIB may pay for damage to your car (after you have paid £300 excess for any repairs) in addition to compensation that you deserve for your injuries. If the driver cannot be traced you should still be able to claim for personal injury compensation, but not for damage to your vehicle.
There is no financial limit on personal injury payouts from the MIB and each case is dealt with individually.
If you have been involved in an accident with an uninsured driver and it was not your fault, you can call us and one of our specialist team will be happy to answer any questions you may have or alternatively, you can complete our online enquiry form giving all of your details and we will aim to get back to you within 24 hours. However you choose to contact us, we will be happy to assist.
For more information on road traffic accident compensation claims click here.
To speak to one of our friendly, expert solicitors:
Phone us for free 24/7 on 08081 355 355
Fill in our simple claim form below
Email us with details of your claim - (injurycompensation@actons.co.uk)
